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Budgeting

GeorgeRising Star ⭐️
Software Developer in Edinburgh

Yeah, YNAB is mostly manual which I quite like. Personally, I think the manual labour helps you better understand what you're doing with your money. It syncs with Amex though and you can sync your Starling/Monzo if you're technical https://github.com/syncforynab/fintech-to-ynab33 or if you've extra cash, you could pay for Sync For YNAB17.

I use money dashboard, it's worked so well for me and my wife. They used to be a bit scary to use as they used headless browsers with your own credentials to gather data but now its all cool with open banking via api