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Swimming Instructor
Asked a question 5 months ago

Does anyone use both a stocks and shares ISA and a SIPP at the same time? Why use both and how do you decide what percentage to put into each one?

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I use both. 

S&S ISA for the flexibility - I can withdraw my money anytime. 

SIPP so I have more control over what I invest in compared to a standard pension.

Percentage-wise, I put more money in the stocks & shares ISA.