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Tom
Software Engineer
Asked a question 3 months ago

Does requesting an increase of your credit limit negatively impact your credit history?

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Hi Tom, requesting a credit limit increase could trigger a hard credit check which is usually visible on your credit report. That being said, most lenders don't do a hard check on limit increases, but it's worth phoning them and asking just to be completely sure. Besides, the lender would most likely inform you before carrying out a hard check.