Skip to main content
Software Engineer
Asked a question 3 months ago

Does requesting an increase of your credit limit negatively impact your credit history?

Where am I?

In Koody Community you can ask and answer questions and share your experience with others!

Hi Tom, requesting a credit limit increase could trigger a hard credit check which is usually visible on your credit report. That being said, most lenders don't do a hard check on limit increases, but it's worth phoning them and asking just to be completely sure. Besides, the lender would most likely inform you before carrying out a hard check.