Like most robos, it's a rather expensive way to buy index tracker funds. You might be better off going directly to some of the low cost providers, e.g Vanguard. But, if the fees aren't an issue and you are looking for an app that helps you cultivate a savings habit, then I guess it makes sense to go for it.

My goal for 2021 is to actually start investing. I have never really thought of doing it, but I think it can not only be fun, but a "better" way of spending some disposable income too.

I'm sure I'm gonna make mistakes and potentially lose some money, but I'll stick to investing only what I can afford to lose.

I don't have a strategy yet, I recently started using the FreeTrade app and I'm opened to advice.