More is always better :). But to be honest I have disconnected happiness from money directly. Instead I ask what makes me happy and how does money enable that
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I need to be able to live in a nice house which I own, pay my bills, send my kids to school (when I have them), eat whatever I want and retire early. Did I leave anything out? That should come about £100,000 p.a. after tax :)
Ubers: And cabs in general. No thanks to COVID-19.
Gym membership: I have been exercising at home since the start of the pandemic, so I doubt I'll ever pay for a gym membership again.
Bottled Water: I desperately need to stop buying this, but I can't drink the water from my kitchen tap, so there's that.
Hi Anon, I do about 80% expenses and 20% savings. My expenses are relatively high because I just started repaying my student loans. I also recently started learning about investments, so I haven't begun investing yet. I plan to begin investing about 10% of my income in index funds sometime in the next couple of months.